Name: Subhakangkhe Finance
Address: Vill- Kaliaganj, Po- Kaliaganj, kaliaganj, Uttar Dinajpur, 733123, IN
Telephone: +91 70014 35401
Price range: ₹₹
Rating: 4.8

HELPING PEOPLE SYSTEM

Explore Our Loan Categories

Choose from our range of flexible loan options designed to meet your specific financial needs. We offer competitive interest rates and quick approval processes.

Personal Loan

For daily needs & emergencies with quick approval and minimal documentation.

Rates from 10.99% p.a.

Same day disbursal

No collateral required

Business Loan

For startups & small businesses looking to expand or manage cash flow.

Loans up to ₹50 Lakhs

Flexible repayment options

Minimal documentation

Education Loan

For students & professionals pursuing higher education in India or abroad.

100% funding available

Tax benefits under Sec 80E

Moratorium period available

Home Loan

For buying or renovating a house with competitive interest rates.

Rates from 6.90% p.a.

Up to 90% of property value

Tenure up to 30 years

Emergency Loan

Instant cash for urgent needs with same-day approval and disbursal.

Approval within hours

Minimal documentation

No collateral required

Gold Loan

Get a loan against your gold jewelry with the best market rates.

Up to 75% of gold value

Lowest interest rates

Safe storage guaranteed

STEP-BY-STEP GUIDE

How It Works

Get your loan in three simple steps

1

Apply Online

Fill out our simple online application form with your basic details and loan requirements.

Takes only 5 minutes
Mobile-friendly process
24/7 application availability

2

Get Verified

Upload the required documents and complete our quick verification process.

Digital document upload
Quick identity verification
Fast credit assessment

3

Approval & Disbursement

Get approved and receive the loan amount directly in your bank account.

Fast approval process
Direct bank transfer
Same-day disbursement

WHY CHOOSE US

Our Benefits

We offer the best loan services with customer satisfaction as our top priority

Instant Approval

Get your loan application approved in minutes with our fast digital process and advanced credit assessment system.

Low-Interest Rates

We offer highly competitive interest rates starting from 8.99% p.a., helping you save thousands on your loan repayments.

Flexible Repayment Plans

Choose from multiple repayment options that fit your financial situation, with terms ranging from 12 to 60 months.

No Collateral Required

Most of our loans are unsecured, meaning you don't need to provide any assets as security to get approved.

24/7 Customer Support

Our dedicated customer service team is available round the clock to assist you with any queries or concerns.

Minimal Documentation

We've simplified the paperwork - just submit your ID, income proof, and address proof to get started.

PLAN YOUR FINANCES

Loan Calculators

Calculate your EMI for different types of loans and plan your finances smartly

Home Loan Calculator

Loan Amount (₹)

₹1L ₹25,00,000 ₹1Cr

Interest Rate (% per annum)

6.5% 8.5% 15%

Loan Tenure (Years)

5 Years 20 Years 30 Years

Your Home Loan Summary

Monthly EMI

₹21,264

Total Interest

₹26,03,360

Total Amount

₹51,03,360

Apply for Home Loan

Personal Loan Calculator

Loan Amount (₹)

₹25K ₹5,00,000 ₹25L

Interest Rate (% per annum)

10% 14% 24%

Loan Tenure (Years)

1 Year 3 Years 7 Years

Your Personal Loan Summary

Monthly EMI

₹17,177

Total Interest

₹1,18,372

Total Amount

₹6,18,372

Apply for Personal Loan

Car Loan Calculator

Loan Amount (₹)

₹1L ₹8,00,000 ₹25L

Interest Rate (% per annum)

7% 9.5% 15%

Loan Tenure (Years)

1 Year 5 Years 7 Years

Your Car Loan Summary

Monthly EMI

₹16,814

Total Interest

₹2,08,840

Total Amount

₹10,08,840

Apply for Car Loan

Business Loan Calculator

Loan Amount (₹)

₹1L ₹15,00,000 ₹50L

Interest Rate (% per annum)

11% 15% 20%

Loan Tenure (Years)

1 Year 5 Years 10 Years

Your Business Loan Summary

Monthly EMI

₹35,656

Total Interest

₹6,39,360

Total Amount

₹21,39,360

Apply for Business Loan

CUSTOMER FEEDBACK

What Our Customers Say

Don't just take our word for it. See what our satisfied customers have to say about their experience with us.

"I needed urgent funds for my daughter's education. The process was incredibly smooth, and I received the loan amount within 24 hours. Highly recommended!"

Dwip Narayan

Business Loan

"As a small business owner, I needed capital to expand my operations. The team guided me through every step, offering a competitive rate that fit my budget perfectly."

Dipa Chakraborty

Personal Loan

"The home loan process was transparent and hassle-free. The customer service team was always available to answer my queries. My dream home is now a reality!"

Dharitri Sikder

Home Loan

FREQUENTLY ASKED QUESTIONS

Common Questions

Find answers to the most common questions about our loan services

To be eligible for a loan, you must:

Be between 21-58 years of age
Have a minimum monthly income of ₹25,000
Have a credit score of 650 or above
Be a resident Indian citizen
Have a stable employment history

Our loan approval process is quick and efficient:

Initial approval: Within 24 hours
Document verification: 1-2 business days
Final disbursement: Within 48 hours of document approval

You'll need to submit the following documents:

Identity proof (Aadhaar Card/PAN Card)
Address proof (Utility Bill/Rent Agreement)
Income proof (Salary Slips/Bank Statements)
Employment proof (Offer Letter/Appointment Letter)
Bank account statements (Last 6 months)

We believe in complete transparency. Here are all the charges:

Processing fee: 1-2% of loan amount
GST: As applicable
No prepayment charges after 12 months
No hidden fees or charges

Yes, you can prepay your loan with the following terms:

Partial prepayment allowed after 12 months
Full prepayment allowed after 12 months
No prepayment charges after 12 months
Minimum prepayment amount: ₹5,000

GET IN TOUCH

Contact Us

We're here to help you with all your loan-related queries

Visit Us

Vill- Kaliaganj,
Po- Kaliaganj,
Ps- Kaliaganj,
DIST - Uttar Dinajpur
PIN- 733123

Call Us

Phone: +91 70014 35401

Email Us

ask@Subhakangkhe.com

Business Hours

Monday - Friday

9:00 AM - 6:00 PM

Saturday

9:00 AM - 1:00 PM

Fast & Easy Loans - Get Approved in Minutes!

Low Interest | No Hidden Fees | 100% Secure | Quick Approval

Personal Loan

Business Loan

Education Loan

Home Loan

Emergency Loan

Gold Loan

STEP-BY-STEP GUIDE

How It Works

Apply Online

Get Verified

Approval & Disbursement

WHY CHOOSE US

Our Benefits

Instant Approval

Low-Interest Rates

Flexible Repayment Plans

No Collateral Required

24/7 Customer Support

Minimal Documentation

PLAN YOUR FINANCES

Loan Calculators

Home Loan Calculator

Your Home Loan Summary

Personal Loan Calculator

Your Personal Loan Summary

Car Loan Calculator

Your Car Loan Summary

Business Loan Calculator

Your Business Loan Summary

CUSTOMER FEEDBACK

What Our Customers Say

Dwip Narayan

Dipa Chakraborty

Dharitri Sikder

FREQUENTLY ASKED QUESTIONS

Common Questions

What are the eligibility criteria for getting a loan?

How long does it take for loan approval?

What documents are required for loan application?

Are there any hidden charges or fees?

Can I prepay my loan?

GET IN TOUCH

Contact Us

Visit Us

Call Us

Email Us

Business Hours

Chat with Subhakangkhe